>Roth 401(k)s often beat conventional 401(k) plans

>”It’s time to stir things up at the office. Thanks to the new pension law, Roth 401(k) plans are no longer slated to disappear in 2011 — and that means a lot more companies will consider offering these plans. Want a shot at tax-free investment growth? Here’s why you should phone up human resources and put in a request for the Roth 401(k).”

A very good arguement by Jonathan Clements on why a Roth 401(k) is a good idea – it basically forces you to save more than you normally would, and on a tax free basis. I think this will be a rising trend. I do like a Roth IRA better than the Roth 401(k), however some people don’t qualify for the Roth IRA, or simply will never start one – while they might with their employer.

Scott Dauenhauer, CFP, MSFP


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