How secure are the passwords you use to access your banking or investment data? A recent article in Forbes magazine surveyed security company SplashData’s password dumps, looking for the world’s most common—and, therefore, easiest to guess—passwords. This is a big problem; SplashData estimates that just over 10% of people use at least one of the 25 most common passwords. Guess which words hackers and cyberthieves are going to guess first when they try to hack into the account that contains your banking information?
You know that online technologies are turning whole industries upside down. Think Uber vs. the taxi industry, or Airbnb vs. hotels. But has anybody assembled a comprehensive look at the new platforms and what are threatened by platform technologies?
The future of personal transportation will be very different from the past. If you marry two clear trends—the advent of self-driving cars with increasingly popular Uber transportation—it’s easy to envision a world where you can sell your car and convert the garage into a spare bedroom. Why would you need your own auto when you can call for an inexpensive, automated ride to anywhere and back? And as a bonus, you avoid parking hassles because you’ll be driven right to the destination’s doorstep.
Chances are you’ve felt a bit discouraged by the global warning reports. On the one hand, they say that our world is in for trouble unless we make significant changes in how our global economy produces the energy it needs to function. On the other, they tell us that even if we shift totally over to clean energy tomorrow (not likely), the troubling warming trend—and polar ice melts, flooding of coastal areas, and increasing droughts, hurricanes and severe winters—will continue to accelerate for the next 30-50 years. The damage has already been done.
You hear about how technology is disrupting entire industries, but one that sees disruption coming most clearly is the auto insurance companies. Eventually, perhaps within ten years, automobiles will be driving themselves, and the common assumption is that there will be fewer accidents. But what, exactly, will the industry be insuring: drivers or computer code? How likely will accidents be with this new technology? How much will each accident cost in repairs and human medical expenses?
Chances are, you’re underestimating the amount of progress we’re going to make in technology, medicine and a host of other things. Why? Because your brain, and mine, and everyone else’s, thinks linearly, rather than exponentially. We are living in an age of exponential change in things like computing power and speed, decoding and finding medical uses for the human genome, adoption of the Internet mobile technology and various social media sites, self-driving cars and many other things that were not even on your radar ten years ago.