Here is a simple link to freeze your credit at all three major credit bureaus:
Here are links for the two minor ones:
Be careful out there.
Scott Dauenhauer, CFP, MPAS, AIF
By now, you’ve probably read about surprising new scientific research that has shown that physical exercise is not—despite what we’ve heard for generations—a very effective weight loss technique. So is there any good reason to hit the gym, or might you as well hang out on the couch?
Crime in America is totally out of control these days, right? Every day you read about some new shooting, robbery, kidnapping etc., and the impression you get is that we live in an age where the streets aren’t safe and neither is your home.
Millennial Americans saving their money at a higher rate than their Baby Boomer counterparts at a similar age. Research from the Transamerica Center for Retirement Studies shows that nearly three-quarters of Millennials are saving for retirement at an earlier age than past generations. Half are putting away 6% of their income or more—a statistic that makes Millennials the best cohort of savers since the Great Depression, despite having to carry record high levels of student loan debt. Those who participate in their workplace retirement plans are saving 7% a year, on average.
For all my non-educator clients out there, please pass this NY Times article along.
“Schoolteachers and others who pursue careers of service in exchange for modest paychecks get lightly regulated retirement plans that often charge excessive fees.”