Crime in America is totally out of control these days, right? Every day you read about some new shooting, robbery, kidnapping etc., and the impression you get is that we live in an age where the streets aren’t safe and neither is your home.
Millennial Americans saving their money at a higher rate than their Baby Boomer counterparts at a similar age. Research from the Transamerica Center for Retirement Studies shows that nearly three-quarters of Millennials are saving for retirement at an earlier age than past generations. Half are putting away 6% of their income or more—a statistic that makes Millennials the best cohort of savers since the Great Depression, despite having to carry record high levels of student loan debt. Those who participate in their workplace retirement plans are saving 7% a year, on average.
For all my non-educator clients out there, please pass this NY Times article along.
“Schoolteachers and others who pursue careers of service in exchange for modest paychecks get lightly regulated retirement plans that often charge excessive fees.”
Do you fast—that is, do you give up food periodically? If you don’t, you should probably consider changing your habits.
Why? A variety of researchers have begun studying the health benefits of fasting, and they’ve made some interesting discoveries. When you skip eating for a day or two, your brain seems to respond by adapting new pathways, and also producing beneficial proteins that promote the growth of neurons and the strength of the synaptic connections between them.
Here’s an interesting trivia question: what animal kills more human beings every year than any other? The shark? The lion? Rhino?
The answer is the mosquito, and the statistics are not even close. Over 400,000 people were killed last year by mosquito-borne malaria. Mosquitos carry four different encephalitis viruses, plus the West Nile virus—and most recently, the Zika outbreak that is threatening attendees at the Rio Olympics.
According to conventional wisdom, the odds that you and your spouse will divorce go down if you wait and marry at older ages. But a new research report by a sociologist at the University of Utah paints a different picture. The researcher, Nicholas Wolfinger, drew a graph of peoples’ age of marriage and divorce rates based on government statistics, with confidence intervals (shaded red), and found that your divorce risk is very high if you marry in your teens, and it does indeed go down, as expected, but only until you reach age 30.