Here is a simple link to freeze your credit at all three major credit bureaus:
Here are links for the two minor ones:
Be careful out there.
Scott Dauenhauer, CFP, MPAS, AIF
Adding freezes to your credit reports is an appropriate response to the massive Equifax database breach that exposed the private information of 143 million Americans. Don’t make the mistake of thinking those freezes will keep you safe, however. Credit freezes lock down your credit reports in a way that should prevent “new account fraud,” or bogus accounts being opened in your name.
If you expect to get Social Security, this is the one thing you need to do in the aftermath of the Equifax data breach
The financial exploitation of seniors is already a problem. And now with the massive data breach by Equifax, it’s just one more thing to concern the elderly. Many people are scrambling trying to put in place credit freezes to prevent identity thieves from opening up credit in their name.
You may have read that hackers broke into the Equifax database and stole personal information tied to 143 million people. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also stole credit card numbers for about 209,000 people and dispute documents with personal identifying information for about 182,000 people. There is no reason to think that data is not for sale to criminals who can use it to open new lines of credit or file phony tax refund requests in peoples’ names.