Not “If;” “When”

You’re starting to hear people talk about “if” there’s a bear market during the Trump Administration, when the real truth is they should be talking about “when.”  And it won’t necessarily be triggered by a poorly-worded tweet, a global-trade-stopping new tariff regime or tax and entitlement reform.  Every presidential cycle has its share of market drawdowns, seemingly regardless of presidential policies.

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Protecting Your Parents — Financially

People reach their peak decision-making abilities sometime in their 50s, and then decline slowly until after age 70, when the decline starts to take off more dramatically.  This helps explain why sweepstakes frauds, Nigerian investment schemes and other scams target seniors and retirees.

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How to Reset Your Portfolio (Regardless of What You Think of the Markets)

Over the last few weeks, professional financial planners have been fielding calls from clients who are asking the kinds of questions that every professional investor hates to hear.  The Dow has reached (and then fallen back below) 20,000.  Should I take money off the table?

My preferred candidate didn’t win the election, and I think the world is going to hell in a handbasket.  Don’t you think I should sell my stocks now before it’s too late?

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The 25 Worst Passwords

How secure are the passwords you use to access your banking or investment data?  A recent article in Forbes magazine surveyed security company SplashData’s password dumps, looking for the world’s most common—and, therefore, easiest to guess—passwords.  This is a big problem; SplashData estimates that just over 10% of people use at least one of the 25 most common passwords.  Guess which words hackers and cyberthieves are going to guess first when they try to hack into the account that contains your banking information?

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The Disruptors and the Disrupted

uber

You know that online technologies are turning whole industries upside down.  Think Uber vs. the taxi industry, or Airbnb vs. hotels.  But has anybody assembled a comprehensive look at the new platforms and what are threatened by platform technologies?

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Get Ready for Weird Food

Food

Are you ready to start eating bugs?  Or or goldfish muscle dipped in fetal bovine serum?  Scientists point out that people 100 years ago probably would have barfed at the sight of a Twinkie and would have had trouble comprehending a Dorito.  So, looking ahead 100 years, they’re predicting that the food people typically consume will get weird in ways that are surprisingly predictable.

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No Leverage = Higher Costs

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We hear all the time that medical costs are too high in the U.S., and that Medicare is going to go bankrupt in the future.  The President-Elect recently told us in a press conference that drug companies are “getting away with murder.”  So how high are drug prices, and are those prices contributing at all to the high medical costs in the U.S.?

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An Independent Fiduciary

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