The Disruptors and the Disrupted

uber

You know that online technologies are turning whole industries upside down.  Think Uber vs. the taxi industry, or Airbnb vs. hotels.  But has anybody assembled a comprehensive look at the new platforms and what are threatened by platform technologies?

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Get Ready for Weird Food

Food

Are you ready to start eating bugs?  Or or goldfish muscle dipped in fetal bovine serum?  Scientists point out that people 100 years ago probably would have barfed at the sight of a Twinkie and would have had trouble comprehending a Dorito.  So, looking ahead 100 years, they’re predicting that the food people typically consume will get weird in ways that are surprisingly predictable.

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No Leverage = Higher Costs

Screen Shot 2017-01-12 at 8.16.25 PM

We hear all the time that medical costs are too high in the U.S., and that Medicare is going to go bankrupt in the future.  The President-Elect recently told us in a press conference that drug companies are “getting away with murder.”  So how high are drug prices, and are those prices contributing at all to the high medical costs in the U.S.?

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Investments to Avoid

morningstar

Every year, the Morningstar mutual fund tracking organization releases a list of the worst new ETF investments—and generally, these tend to be trendy new offerings that are designed to catch the eye of investors who are responding to yesterday’s  headlines rather than their long-term economic future.

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The Uptrends We Never See

Most of us suspect that the world is going to hell in a handbasket—or at least getting worse over the long term.  In the U.S., only 4% of respondents will tell you that our world living conditions are improving.

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Calendar Facts

calendar

Happy new year!  Did you ever wonder how January 1 became the day when one year ends and another begins?  Or why this handoff from one year to the next takes place a few weeks after the shortest day of the year?  Why are there 12 months instead of, say, 25 or 50?

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2016 Year End Report

report

You know you’re deep into a longstanding bull market when you see things like average pedestrians keeping one eye on the market tickers outside of brokerage houses to see when the Dow Jones Industrial Average has finally breached the 20,000 mark.  Who would have imagined record market highs at this point last year, when the indices ended the year in negative territory?  Or when new year 2016 got off to such a rocky start, tumbling 10% in the first two weeks—the worst start to a year since 1930?

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An Independent Fiduciary

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